arihant competition in focus

 arihant competition in focus

arihant competition in focus Published this articles page no 33  Citizens of 33 districts are getting various securities against cybercrime through Netram Command Control Center. Gujarat is committed to providing water to every home with the given target under the Nal Se Jal program. In the last two years water has been made available to 2 crore 31 lakh homes 100% target has been achieved in five districts under Nal Se Jal. A water grid has been made in Gujarats urban areas to make polluted water useful through the Reuse of Treated Waste Water Policy. Gujarat is second after Tamil Nadu to set up Desalination Plant to make seawater potable. SAUNI Yojana was made operational to make the Saurashtra region green and provide potable water of the Narmada River to 80 lakh people. With SAUNI Yojana an irrigation facility has been provided to 166000 hectare area covered under 22 reservoirs of Saurashtra in the first phase. Under Sujalam Sufalam Jal Abhiyan 41488 works related to water conservation have been done increasing 42064 lakh cubic feet water storage capacity. It has provided employment which amounts to a total of 130.47 lakh human days. Under Mukhyamantri Gram Sadak Yojana works of 10399 roads of 27064 km length have been completed at the cost of Rs. 6835 crore. 17843 villages and 16402 suburbs have been connected with concrete roads. With dedicated policies Gujarat has become a policy-driven state. arihant competition in focus

 

arihant competition in focus

Civil service chronicle subscription

 Civil service chronicle subscription

civil service chronicle subscription india Published this articles page no 30 Food grain worth Rs. 2000 crore was distributed free of cost to 68.80 lakh Ration Card Holders under the National Food Security Act and 61 lakh Card Holders under Above Poverty Line-1 of the State in April and May 2020 during the Corona pandemic. In the last year 7500 acres of land has been given to the deprived and low-income families in the form of Santhni. Besides 27330 hectares of surplus land have been allotted to 11692 beneficiaries under Farm Land Ceiling Act. As against a target to provide houses to 764000 families in the urban area by 2022 under Pradhanmantri Awas Yojana more than 5 lakh houses have been constructed. Essential documents like Certificate of Income Caste certificate 7/12 and 8-A have been made available to the citizens at their doorstep through Seva Setu Program. Around 52 services and certificates have been made available online under Digital Seva Setu which was launched with the mantra of Digital India-Gujarat and Jya Manvi tya Suvidha (to provide facilities where there are people). Mukhyamantri Apprenticeship Scheme has been launched with the innovative idea of Learning with Earning under which students get a stipend from Rs. 3000 to Rs. 4500 per month along with their study. In the last two years more than 230000 youth have benefited. More than 2 lakh young men and women have been appointed in Government services in Gujarat in the last four years. civil service chronicle subscription india

Civil service chronicle subscription

competition wizard magazine

 competition wizard magazine

competition wizard magazine published this article page no235

Analyzing the cost to income ratio Cl- (employee expenditure + other operating expenditure)/(net interest income + other income) for banks we see a stark difference between public and private sector banks. For private banks CI has consistently been on the downtrend coming down from 47 per cent in FY12 to 43 per cent in FY17. Whereas for public sector banks this ratio has increased from 44 per cent to 49 per cent in the same time period. Keeping overall costs under control is a major competitive advantage as it improves the return on assets which enables the firm to perform on both fronts - it delivers sufficient return to the existing shareholders and provides opportunity to raise more capital for further expansion. competition wizard magazine

competition wizard magazine

 competition wizard magazine

competition wizard magazine published this article page no236

Most new age private sector banks are remarkably flexible in hiring the right talent while also ensuring that compensation and retention policies are attractive. In addition Private Sector Banks are also nimble footed with respect to making decisions regarding early identification of stress followed by its resolution/recovery thereafter. This has worked in their favor so far both with human resource challenge and asset quality concerns (post the recent Asset Quality Review by the RBI) having a disproportionately larger impact on the public sector banks them in consolidating their position hereon.Governance reforms like setting up of Bank Board Bureau splitting up CMDs post into a non-executive Chairman and a CEO and recommendation for a longer tenure for CEO (5 years) are expected to help improve efficiency in the longer run. competition wizard magazine

competition wizard

competition wizard

competition wizard published this article page no222

creation of an independent Bank Board Bureau to oversee the employment of bank officials. If a truly independent Bureau is created this can have a profound effect on PSB governance. Greater accountability can ensure that banks lending practices are in line with the productive allocation of credit. We need to ensure that implementation takes places in a timely manner. competition wizard